Malta’s Citizenship by Investment program is one of Europe’s most attractive options for investors seeking a pathway to EU citizenship. Created by the Maltese government to bring in foreign capital and expertise, this program has become a popular choice for individuals seeking both stability and access to the European Union.
The updated Malta CBI program, launched in 2020, provides a straightforward and transparent process for obtaining citizenship. Officially called the Malta Citizenship by Naturalisation for Exceptional Services, it allows applicants to gain citizenship by making contributions to Malta’s economy and fulfilling specific residency requirements. The program offers investors significant benefits, including visa-free travel within the EU, access to quality healthcare, and the advantages of a stable, growing economy.
Key requirements for Malta Citizenship by Investment
The Malta CBI program is overseen by the Community Malta Agency, which manages all aspects of the application and ensures that applicants meet strict eligibility criteria. Below are the primary requirements:
Age requirement
Applicants must be at least 18 years old.
Investment contribution
A significant financial contribution is required depending on the duration of the applicant’s residency in Malta. For those who have completed 36 months of residency, a contribution of 600,000 Euros is required. Applicants with 12 months of residency must contribute 750,000 Euros. This contribution, which is non-refundable, goes to the National Development and Social Fund, supporting public and social projects in Malta.
Real estate investment
An essential part of the program is the real estate requirement. Applicants must either purchase a property in Malta valued at 700,000 Euros or more or lease a property with an annual rental cost of at least 16,000 Euros. Regardless of the option chosen, the property must be maintained for a minimum of five years. This long-term commitment bolsters Malta’s real estate market and ensures the applicant’s lasting presence in the country.
Philanthropic donation
In addition to the main financial contribution, applicants are required to make a 10,000-Euro donation to a philanthropic organisation registered in Malta. This organisation could be involved in science, sports, culture, or charity, underscoring the importance of community development.
Residency card requirement
Before applying for citizenship, applicants must hold a valid residency card, also referred to as an electronic ID. This card is granted after the applicant invests in property, verifying residency in Malta and indicating commitment to the local community.
Health and due diligence checks
Health is another criterion for eligibility; applicants and their dependents must demonstrate good health with no serious illnesses. All applicants are also subject to a rigorous due diligence check, a comprehensive background investigation that verifies financial history and overall integrity. This process ensures that only reputable individuals are granted Maltese citizenship.
Steps to obtain Malta citizenship through investment
The financial commitment for the Malta CBI program varies based on the applicant’s residency period in Malta. Total investment generally ranges from 700,000 to 1,460,000 Euros and includes three main components:
National contribution
The primary contribution is made to the National Development and Social Fund: 600,000 Euros for 36 months of residency, or 750,000 Euros for 12 months. This contribution supports projects for public benefit, contributing to the economic and social growth of Malta.
Philanthropic donation
A 10,000-Euro donation to a philanthropic organisation is also required. This organisation must be registered in Malta and may focus on cultural, scientific, sports, or charitable activities, supporting local community initiatives.
Real estate investment
Finally, applicants must meet the real estate requirement by purchasing property valued at 700,000 Euros or moreor leasing a residence with an annual rental cost of 16,000 Euros for at least five years. This investment demonstrates the applicant’s connection to Malta, as it strengthens the local economy and contributes to sustainable growth.
Final steps and receiving citizenship
Once applicants meet all requirements and pass the due diligence review, they and their family members are granted Maltese citizenship. This status provides access to Malta’s quality healthcare, education, and overall quality of life, along with the rights of EU citizenship, including freedom of movement within the EU.
In summary, Malta’s CBI program offers qualified investors a well-defined route to European citizenship with benefits that extend beyond residency. With its stable economy, beautiful surroundings, and the advantages of EU citizenship, Malta provides a valuable opportunity for global investors seeking security, mobility, and a promising investment destination.
